Previously know as Questions and Answers, The Investor deals with general investment questions put forward by its readers and offers other useful advice. It is available free of charge by email each week by inputting you email address on our home page. Back-issues from January 2012 and onward can be found here in PDF form. From before January 2012 to 2009, you will have to send an email to support@rcis.co.za requesting a specific copy. Before that they were not available as PDF.

While Richard Cluver makes every effort to reply in this column to all email queries, it is not always possible to immediately reply to every one, particularly to those that might not be of general interest to all readers or which might require a long and complicated response.

January The Investor January 2017      
February The Investor February 2017      
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July The Investor July 2017      
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January The Investor January 2013      
February The Investor February 2013      
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July The Investor July 2013      
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Image result for laffer curve south africa The Investor November 2018

How safe is your pension? By Richard CluverPredicting that the International Monetary Fund would be obliged to move its headquarters from Washington to Beijing within the next decade, Investec strategist Dr Michael Power argued at a client presentation this month that the move would be occasioned by China overtaking the USA as the world’s economic […]


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https://ggc-mauldin-images.s3.amazonaws.com/uploads/newsletters/Image_4_20180921_TFTF.png The Investor October 2018

A lesson about bonds By Richard Cluver A phone call recently from a nonagenarian reader set me thinking about the secrets of investing in sovereign bonds; those supposedly safest of all investments which advisers always argue should form a substantial part of the investment portfolios of the elderly. The reason a substantial bond conclusion is […]


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https://ggc-mauldin-images.s3.amazonaws.com/uploads/newsletters/Image_3_20180629_TFTF.jpg The Investor September 2018

Lessons for a 7-year-old By Richard Cluver It was with a sense of deja vu that I wrote last month of the inevitability of a global economic catastrophe sometime within the next 14 years. The expression is, of course derived from the French, meaning “already seen.” When it occurs, it seems to spark our memory of a […]


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https://archive.investec.co.za/content/dam/investec/investec.co.za/Images/Daily-View/2018%20images/march%202018/rand%202%2014082018.PNG The Investor August 2018

A Crisis ahead of usBy Richard CluverI sometimes wonder whether our readers read all the way to the end of this publication which regularly exceeds 20 pages in length and, if you were one who did not you might well have missed a graph which has haunted me for the past four weeks? Dealing with […]


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