Previously know as Questions and Answers, The Investor deals with general investment questions put forward by its readers and offers other useful advice. It is available free of charge by email each week by inputing you email address on our home page. Back-issues from January 2012 and onwards can be found here in PDF form. From before January 2012 to 2009, you will have to send an email to support@rcis.co.za requesting a specific copy. Before that they were not available as PDF.

While Richard Cluver makes every effort to reply in this column to all email queries, it is not always possible to immediately reply to every one, particularly to those that might not be of general interest to all readers or which might require a long and complicated response.

January The Investor January 2017      
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January The Investor January 2016      
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April The Investor April 2016      
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June The Investor June 2016      
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September The Investor September 2016      
October The Investor October 2016      
November The Investor November 2016      
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January The Investor January 2015      
February The Investor February 2015      
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July The Investor July 2015      
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January The Investor January 2014      
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July The Investor July 2014      
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December The Investor December 2014      
January The Investor January 2013      
February The Investor February 2013      
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July The Investor July 2013      
August The Investor August 2013      
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November The Investor November 2013      
December The Investor December 2013      

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2 The Investor February 2017

 Watch out for market turbulence aheadImagine a world without politicians: its coming!by Richard CluverAt home and abroad the world is re-shaping itself into something the scholars have barely prepared us for. We stand at the start of the post industrial age; a new era set to redefine how we think about everything from economics to […]


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The Investor January 2017

Time to re-think the way we run our monetary systemby Richard CluverWe humans are an odd lot who compartmentalise our lives into blocks of years and then measure each one as if they can be put away in a drawer and forgotten while we take out a shiny new one that is full of promise. […]


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13 The Investor December 2016

The odds favour a difficult year aheadby Richard CluverIt is customary at this time for writers to try and probe the future, listing the hurdles and pitfalls that lie ahead and, hopefully the green shoots of promise that might offer better times than we have currently been experiencing.So let us begin by noting that we […]


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8 The Investor November 2016

In search of growthby Richard CluverFaced with the dilemma of capital gains taxation killing off share portfolio growth, because the implied tax consequences result in long-term investors being effectively blocked from selling underperforming shares, we have been investigating whether a unit trust could be created which could do as well as the virtual portfolio which […]


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