The Investor April 2019

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30 April 2019Building a retirement portfolioBy Richard CluverIdeally the creation of a retirement portfolio should begin on the first day you start work and, in many cases, even earlier based upon saved birthday gifts. In the case of my own children, it began even earlier than that with pocket money every Saturday morning before they […]


The Investor March 2019

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March 19                                  By Richard Cluver This month South Africa woke up to reports of the latest Morningstar awards, a self-congratulatory event in which members of the unit trust industry set out with great fanfare to reward themselves for the […]


The Investor February 2019

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By Richard Cluver If you are, dear reader, as perplexed and mournful about the state of the South African economy as most I have spoken with this past week and, judging by their conversations, now seeing our situation as insoluble, then know that you are probably in a majority who are arguing once again that […]


The Investor January 2019

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30 January 2019 Time to end this disaster tax By Richard Cluver One of the significant differences between my generation and that of our children was that once the children were born our wives gave up formal employment and became home-makers. I had always imagined it was a matter of choice, greater job opportunities and […]


The Ten Minute Millionaire

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Buy eBook$4.15

(R. Cluver, ©2019)

Multi-millionaire status can be yours if you devote just ten minutes a day to keeping abreast of your investments


The Investor December 2018

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May we at ShareFinder International wish all our readers everything they wish themselves over this festive season together with prosperity and peace in the New Year! What South Africans need now By Richard Cluver It is hard to remember a time when South Africans were collectively more pessimistic about our future than we are at […]


The Investor November 2018

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How safe is your pension? By Richard CluverPredicting that the International Monetary Fund would be obliged to move its headquarters from Washington to Beijing within the next decade, Investec strategist Dr Michael Power argued at a client presentation this month that the move would be occasioned by China overtaking the USA as the world’s economic […]


The Investor October 2018

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A lesson about bonds By Richard Cluver A phone call recently from a nonagenarian reader set me thinking about the secrets of investing in sovereign bonds; those supposedly safest of all investments which advisers always argue should form a substantial part of the investment portfolios of the elderly. The reason a substantial bond conclusion is […]