The Investor July 2017

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 Could this be a Game Changer for the world?  by Richard Cluver In the July issue I wrote of the dramatic issues that face your and my grandchildren, the Post Millennials of whom it is believed that half of the children born since 1994 will live to the age of 150 which in turn implies that on […]


The Investor July 2017

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  Imagine if you were going to live to the age of 150! Its real for children born since 1995 by Richard CluverAs a young boy I spent much of my time travelling with my doctor father doing his rounds through the empty wilderness that was Zululand in the late 1940s and so you can imagine my shock […]


The Investor March 2017

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 Financial security means never again having to worry by Richard CluverFinancial security means never again having to worry about how you are going to pay the household bills at the end of the month and never again having to worry about the financial implications of a family crisis. It also offers you the freedom to […]


The Investor February 2017

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 Watch out for market turbulence aheadImagine a world without politicians: its coming!by Richard CluverAt home and abroad the world is re-shaping itself into something the scholars have barely prepared us for. We stand at the start of the post industrial age; a new era set to redefine how we think about everything from economics to […]


The Investor January 2017

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Time to re-think the way we run our monetary systemby Richard CluverWe humans are an odd lot who compartmentalise our lives into blocks of years and then measure each one as if they can be put away in a drawer and forgotten while we take out a shiny new one that is full of promise. […]


The Investor December 2016

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The odds favour a difficult year aheadby Richard CluverIt is customary at this time for writers to try and probe the future, listing the hurdles and pitfalls that lie ahead and, hopefully the green shoots of promise that might offer better times than we have currently been experiencing.So let us begin by noting that we […]


The Investor November 2016

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In search of growthby Richard CluverFaced with the dilemma of capital gains taxation killing off share portfolio growth, because the implied tax consequences result in long-term investors being effectively blocked from selling underperforming shares, we have been investigating whether a unit trust could be created which could do as well as the virtual portfolio which […]


The Investor October 2016

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Could the bull market end by nigh? The way ahead for share market investors has been troubling enough coping with a stagnant South African economy and the impact of Zupta machinations that have sent the Rand reeling. But now there is a fresh problem looming; the likely end of the longest-running bull market of modern history.If […]