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The Investor November 2018

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How safe is your pension? By Richard CluverPredicting that the International Monetary Fund would be obliged to move its headquarters from Washington to Beijing within the next decade, Investec strategist Dr Michael Power argued at a client presentation this month that the move would be occasioned by China overtaking the USA as the world’s economic […]


The Investor October 2018

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A lesson about bonds By Richard Cluver A phone call recently from a nonagenarian reader set me thinking about the secrets of investing in sovereign bonds; those supposedly safest of all investments which advisers always argue should form a substantial part of the investment portfolios of the elderly. The reason a substantial bond conclusion is […]


The Investor September 2018

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Lessons for a 7-year-old By Richard Cluver It was with a sense of deja vu that I wrote last month of the inevitability of a global economic catastrophe sometime within the next 14 years. The expression is, of course derived from the French, meaning “already seen.” When it occurs, it seems to spark our memory of a […]


The Investor August 2018

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A Crisis ahead of usBy Richard CluverI sometimes wonder whether our readers read all the way to the end of this publication which regularly exceeds 20 pages in length and, if you were one who did not you might well have missed a graph which has haunted me for the past four weeks? Dealing with […]


The Investor July 2018

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We launch ShareFinder 6  By Richard Cluver Business and social commitments mean that in recent years I have been increasingly on the move across this planet that we all call home, which is why in the first place I began development of the ShareFinder asset management system for my own personal use: to allow me […]


The Investor April 2018

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Coping with the dreaded Capital Gains Tax My January column in which I analysed in depth the iniquity of Capital Gains Taxation which, the world over, generates comparatively little revenue for governments but dramatically hamstrings investors and entrepreneurs from making the most efficient capital growth decisions, has produced a lively discussion. The bottom line was […]


The Investor March 28 2018

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How to solve South Africa’s financial crisis  By Richard Cluver  The major nations of the world are swimming in debt. They are in fact mortgaging the future earnings of their children to meet present costs. Taking South Africa as an example, the Government currently spends 60 percent of its tax income on the “Social Wage”; […]


The Investor February 28 2018

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Lessons for a new PresidentBy Richard CluverIn his inaugural State of the Nation address to Parliament, our new President Cyril Ramaphosa won the hearts and minds of a majority of South Africans with his commitment to new beginnings, a promise to be a “Servant of the People” and to work towards the common good of […]